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Virtual Branch

Audio Response Teller

Audio Response Teller (JOY)

Need to access your accounts quickly on the go? This easy-to-use service allows you to access your accounts by touchtone phone, 24/7. You can transfer funds between accounts, check your balance and more.

How to Access

  • Dial (573) 307-6198 and listen for the greeting.
  • Select one of the five main menu choices
  • Enter your Member number followed by the # sign.
  • Enter your personal identification number followed by the # sign.
  • Enter the last four digits of your Social Security number followed by the # sign.

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