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Virtual Branch

Savings Rates

Effective 10/11/2024

Savings & Business Savings Accounts
Amount Rate APY** Note
$0.01 to $9,999.99 0.01% 0.010% (Earned on the first $9,999.99)
$10,000 to $24,999.99 0.06% 0.060% (Earned on the next $14,999.99)
$25,000 and up 0.10% 0.100% (Earned on all over $24,999.99)
Super Money Market Accounts
Amount Rate APY**
$0.01 to $24,999.99 0.00% 0.000%
$25,000 to $99,999.99 0.10% 0.100%
$100,000 and up 0.15% 0.151%

†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

Money Market Accounts
Amount Rate APY**
$.01 to $2,499.99 0.00% 0.000%
$2,500 to $19,999.99 0.10% 0.100%
$20,000 and up 0.15% 0.151%

†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

Give and Get Money Market Accounts
Amount Rate APY**
$25,000 - 99,999.99 0.10% 0.100%
$100,000 & Over 0.20% 0.200%

†*Deposit match. Must bring in at least 50% from another Financial Institution.
†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

Certificates of Deposit
Term Rate APY**
6 Months 1.10% 1.11%
12 Months 1.25% 1.26%
13 Month Special 4.16% 4.25%
**24 Months 1.55% 1.56%
30 Months 1.55% 1.56%
**36 Months 1.75% 1.76%
**48 Months 1.90%

1.91%
**60 Months 2.00%

2.02%
Gather and Grow Certificates of Deposit
Term Rate APY**
36 Months 1.65% 1.66%

Disclosures

*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.