Effective 12/20/2023

Savings & Business Savings Accounts

Amount	Rate	APY**	Note
$0.01 to $9,999.99	0.01%	0.010%	(Earned on the first $9,999.99)
$10,000 to $24,999.99	0.06%	0.060%	(Earned on the next $14,999.99)
$25,000 and up	0.10%	0.100%	(Earned on all over $24,999.99)

Super Money Market Accounts

Amount	Rate	APY**
$0.01 to $24,999.99	0.00%	0.000%
$25,000 to $99,999.99	0.10%	0.100%
$100,000 and up	0.15%	0.151%

†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

Money Market Accounts

Amount	Rate	APY**
$.01 to $2,499.99	0.00%	0.000%
$2,500 to $19,999.99	0.10%	0.100%
$20,000 and up	0.15%	0.151%

†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

Give and Get Money Market Accounts

Amount	Rate	APY**
$25,000 - 99,999.99	0.10%	0.100%
$100,000 & Over	0.20%	0.200%

†*Deposit match. Must bring in at least 50% from another Financial Institution.
†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

Certificates of Deposit

Term	Rate	APY**
5 Month Special	5.03%	5.15%
6 Months	1.10%	1.11%
12 Months	1.25%	1.26%
13 Month Special	4.65%	4.75%
**24 Months	1.55%	1.56%
30 Months	1.55%	1.56%
**36 Months	1.75%	1.76%
**48 Months	1.90%	1.91%
**60 Months	2.00%	2.02%

Gather and Grow Certificates of Deposit

Term	Rate	APY**
36 Months	1.65%	1.66%

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Disclosures

*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.