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Virtual Branch

Loan Rates

Effective 01/01/2025

Auto Loans
Account APR* Conditions
New Auto - up to 48 months As low as 5.85% up to $100,000
New Auto As low as 6.45% up to $100,000
Used Auto† As low as 5.85% up to $100,000
Motorcycle RV and Boat†† As low as 9.09% up to $100,000
Home Mortgage Loans
Account APR*
15 Year Fixed Rate As low as 6.500%
30 Year Fixed Rate As low as 6.875%
5 Year ARM As low as 6.59%
3 Year ARM As low as 6.29%
1 Year ARM As low as 6.19%
HELOC - 20 Year Amortization As low as 8.59%
HELOC - 3 Year Interest Only As low as 8.59%
HELOC - 5 Year Interest Only As low as 7.85%
Personal Loans
Account APR* Conditions
Signature Loan As low as 8.59% Creditworthiness

 

Disclosures

*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

†The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.