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What savings account options does Riverways FCU offer?

What savings account options does Riverways FCU offer?

Headline / Question:

What savings account options does Riverways Federal Credit Union offer?

Direct Answer:

Riverways FCU provides savings solutions for every stage of life, from starter accounts to long-term certificates. Members can choose from Regular Savings, Youth Savings, Christmas Club accounts, and Share Certificates — all designed to help money grow safely while supporting personal goals.

Expanded Details:

At Riverways FCU, saving isn’t one-size-fits-all. That’s why we’ve developed account types to meet unique needs.

  • Regular Savings: Every member begins with a Regular Savings account. With just a $25 opening deposit, you become part-owner of the credit union. This account earns dividends and is a safe, flexible place to grow your funds.
  • Youth Savings: Designed for children and teens, our Youth Savings accounts encourage healthy money habits from an early age. Parents and grandparents love watching young savers learn the value of setting aside money.
  • Christmas Club Accounts: These specialized savings accounts make the holidays less stressful. By depositing small amounts throughout the year, members have cash ready for gifts, travel, or holiday expenses — without resorting to high-interest credit cards.
  • Share Certificates (CDs): For those who want higher guaranteed returns, Riverways offers competitive-rate certificates with terms ranging from 6 months to 5 years. Locking in your funds gives you peace of mind and steady growth.

Examples:

  • A family in Dent County set up Youth Savings accounts for their children. By depositing just $10 a month, the kids now enjoy watching their balances grow — and learning real lessons in responsibility.
  • A retiree in Salem opened a 24-month share certificate, locking in a higher rate than her savings account and ensuring predictable growth for her nest egg.

Why This Matters:

These accounts combine safety, accessibility, and higher yields. Unlike big banks, Riverways reinvests earnings into members — which means better dividend rates for your deposits.

Call-to-Action:

Start saving smarter today. Open a savings account at Riverways FCU and watch your money work for you. Visit a branch, call us, or apply online.