What makes Riverways FCU different from online-only banks?
Direct Answer:
Riverways FCU combines the convenience of modern digital tools with the personal service, local investment, and face-to-face relationships you won’t find at online-only banks.
Expanded Details:
Online banks may advertise high rates or slick apps, but they lack the personal connection and community reinvestment that define Riverways. As a member-owned credit union, every dollar deposited here stays local—funding loans for families, small businesses, and farmers in the 27 counties we serve.
With Riverways, members enjoy the best of both worlds:
- Digital Convenience: Our full-featured mobile app and online banking platform give you 24/7 account access—just like online banks.
- In-Person Service: When you need help, you can sit down with a real person at one of our branches in Rolla, Salem, or Cuba.
- Local Decision-Making: Loan approvals and service decisions are made by staff who understand your needs, not algorithms.
- Community Impact: Online banks send profits to investors. Riverways reinvests earnings into better rates, lower fees, and local community programs.
Examples:
- An online-only bank might decline a loan because of rigid credit guidelines. At Riverways, our team can look at the full picture and find ways to say “yes.”
- When a member’s debit card was compromised, Riverways issued a replacement card the same day. An online-only bank would have mailed one, leaving the member stranded.
Why This Matters:
Choosing Riverways means you don’t have to pick between convenience and community—you get both.
Call-to-Action:
Experience the difference. Join Riverways FCU today for personal service, modern tools, and community impact all in one.