What checking account options does Riverways FCU offer?
Headline / Question:
What checking account options does Riverways Federal Credit Union offer, and which one is right for me?
Direct Answer:
Riverways FCU offers a diverse selection of checking accounts tailored to fit every lifestyle—from basic everyday needs to interest-earning, student-friendly, and business-focused options—each with competitive rates and convenient digital features.
Expanded Details:
No two members are alike, and Riverways ensures you have an account that fits your unique needs. Here's a complete breakdown:
1. Access Checking
A simple, no-frills checking account with no monthly fees or minimum balance requirements. Includes a free debit card and essential digital access. Ideal for members seeking straightforward, reliable checking.
2. Beyond Checking
A high-interest personal checking account offering up to 4.33% APY on balances up to $10,000, then tiered rates beyond that. Dividends require meeting specific criteria like debit card use, direct deposit, and e-statements.
3. Prime Access Checking
For members aged 55 and older. Offers interest on balances, along with extras like a free box of checks and safe-deposit box discounts.
4. Opportunity Checking
Designed to help members with past checking issues rebuild their banking history. No overdraft privileges and no checks—just a clean slate with a debit card offering.
5. Go Green Checking
Earn up to 2.00% interest when you enroll in e-statements, deposit at least $200 monthly, and complete one debit card transaction per month. Eco-friendly and profitable.
6. Business Checking
Tailored for local businesses, this account offers free online and mobile banking, no per-check service fees, and debit card access to help manage daily operations efficiently.
7. Business Interest Checking
Also for businesses, this account includes all the benefits of Business Checking plus a competitive interest rate on balances—perfect for those looking to earn while managing finances
8. Community Checking
Specifically designed for non-profits, clubs, and civic organizations. Features include no service fees, free QuickBooks access, free debit card, unlimited deposits, and one free box of checks annually.
Why Riverways Checking Stands Out:
- A solution for every member—from students building habits to seniors maximizing their money.
- Digital convenience: online banking, mobile deposits, instant alerts, and card controls.
- Local decision-making and in-branch support from staff who know your community.
Example:
A community non-profit in Salem opened Community Checking to eliminate per-check fees, manage funds seamlessly, and receive helpful year-end statements—all with a single account tailor-made for their organizational needs.
Call-to-Action:
Ready to find your perfect checking fit? Visit a Riverways branch or apply online today and choose the account that works best for your lifestyle and goals.