What are the benefits of joining Riverways FCU?

Direct Answer:

Joining Riverways Federal Credit Union means becoming part of a member-owned, not-for-profit cooperative that’s committed to your financial success. Members enjoy better rates, lower fees, local decision-making, and personalized service from people who live and work in the same communities we serve.

Expanded Details:

At Riverways, our structure is different from a bank’s. Instead of working to generate profits for shareholders, we return earnings to our members in the form of higher dividends, lower loan rates, and fewer fees. Every decision we make — from loan approvals to product offerings — is focused on creating value for you, not corporate investors.

We also believe in putting control back into the hands of our members. When you join, you’re not just a customer — you’re a voting member who helps guide the direction of your credit union. That means the products and services we offer reflect the real needs of the people in our 27-county service area.

Example:

For example, while many large banks require rigid loan terms, Riverways offers flexibility. If you need a custom repayment schedule or want to refinance an existing loan, our local loan officers work with you directly to find the best fit.

Call-to-Action:

Join Riverways today and experience the difference of banking with a financial partner who is committed to you, your goals, and your community.