Riverways makes saving simple and helps members achieve long-term financial success. Whether you’re building an emergency fund, saving for a goal, or repairing your credit, Riverways has the right options.

Savings Options:

• Regular savings accounts with competitive dividends.
• Youth savings accounts to teach kids the value of money.
• Share certificates (CDs) with flexible terms and higher yields.

Credit Builder Loans:

We understand that life happens, and sometimes credit needs rebuilding. Our credit builder loans are designed to help members establish or repair their credit scores. Here’s how it works: we place the loan funds into your savings account while you make affordable monthly payments. At the end of the term (6–12 months), the funds are released to you, and you’ve built both savings and a stronger credit profile.

This program has helped countless Salem members get approved for future car loans, mortgages, and even credit cards. It’s one more reason Riverways is considered the best credit union in Salem, MO — because we believe in giving people second chances and setting them up for success.