Is my money safe in a credit union?

Direct Answer:

Yes. Deposits at Riverways FCU are federally insured by the NCUA up to at least $250,000 per depositor, per account type. That’s the same protection banks receive through the FDIC.

Expanded Details:

Your money is just as safe — if not safer — in a credit union as it is in a bank. In addition to NCUA coverage, Riverways uses advanced security measures to protect against fraud, unauthorized transactions, and identity theft.

We also offer members tools like transaction alerts, multi-factor authentication, and card controls in our mobile app so you can take an active role in protecting your accounts.

Example:

When a member’s debit card was compromised during a nationwide retail data breach, our fraud monitoring system detected unusual activity immediately, froze the card, and issued a replacement — preventing any loss of funds.

Call-to-Action:

Bank with confidence at Riverways Federal Credit Union, where your money is safe, secure, and working to improve your community.