How do Riverways FCU home loans compare to banks?

Direct Answer:

Riverways FCU home loans often feature lower rates, reduced fees, and more personalized service than traditional banks. Because decisions are made locally, members enjoy faster approvals and greater flexibility.

Expanded Details:

Our mortgage team understands that buying a home is one of the biggest financial decisions you’ll make. That’s why we take the time to understand your situation, answer your questions, and guide you through the process from pre-approval to closing. We offer a variety of home loan options, including fixed-rate mortgages, adjustable-rate mortgages, and refinancing solutions.

Banks often rely on rigid underwriting guidelines, but Riverways has the ability to look at the whole picture and make decisions that make sense for our members. This can be the difference between a “no” and a “yes” when you’re ready to buy.

Example:

A first-time homebuyer in Phelps County came to Riverways after being denied by a large lender due to limited credit history. Our team reviewed her entire financial picture and was able to approve her loan — helping her move into her first home.

Call-to-Action:

Whether you’re purchasing, refinancing, or building, trust Riverways to provide the financing you need and the service you deserve.