Loans: | APR* |
---|---|
Auto Loans, as low as | 3.94% |
Signature Loans, as low as | 9.99% |
Mortgages: | APR* |
30 Year Fixed | 3.25% |
HELOC | 5.25% |
Savings Rates: | APY** |
Money Market, as high as | 0.30% |
Here are 10 super smart ideas to get you started:
“We cleaned out some big ticket “toys” (motorcycle, jeep, etc) to clear a line of debt and put a chunk in savings. My husband used the profit to buy a table saw that he now earns money with doing side projects. All side project earnings go straight to paying off debt. We’re free of a car loan, 3 student loans and 2 credit cards in the last 6 months. Thank the Lord!!” ~ Sarah Burmeister
“As a graduate student, I bought designer gowns at the Salvation Army and resold them at trendy consignment shops. Financed my education for two years.”~Mary Walker
“I ditched cable and got a roku box. Small savings month to month help a lot!” ~Reader Sarah Eckert
“We called providers for every single bill we have (credit card, utility, phone, satellite, car, insurance, mortgage) and threatened to terminate our account unless they lowered the bill. Worked for every one, even the mortgage company! The key is you have to mean it, and have a number in mind that you want to pay. Don’t give up!!“~Carter Robinson
“We live by candlelight every other week put the money we save on electricity into savings.“~Chris Schmeltzer
“I scrounge around Goodwill frequently and rehab stuff to sell on Craigslist. Found a huge Pottery Barn rug at Goodwill once. Had a few stains but otherwise ok. Looked it up online, retail price was $250. Cleaned it, then sold on Craigslist for $80, and put that toward debt.“~Angie Doster
“I stopped buying beauty and cleaning products, and turned to my pantry for all of those needs!!! It’s amazing how a little vinegar, baking soda, honey and lemon can transform into all that you really need!!! It adds up to hundreds in savings, and I squirrel the money away into my savings“~Bonnie Pierce
“I picked up perfectly good toys in someone’s trash and sold them online in less than an hour” ~Cindy Gillis-Williams
“We cancelled a vacation so our savings would not be touched.“~Rachel Carrier-Stone
“I went back to work and used every single penny or every single paycheck (this is not at exaggeration) for a full year to put towards my bills. I also had two HUGE yard sales and made about $1500. At the end of that year, all by myself I had paid off approx $22,000 in debt.” ~Kris Stevens-Starks
“I started dog sitting. I sometimes make more money dog sitting than I do at my “real” job!” ~Deb Foster
“I started cleaning houses on the weekend and took the money from that and invested in items to embroider and sell…kind of started a little business all with the goal of paying off debt!” ~Daisy Work
“Delivered Yellowbooks to pick up extra cash. Easy and got exercise while doing it without a gym membership!” ~Shawna Squibb
“I started monthly meal planning, so no wasted trips to the store, which saves a lot of money!“~Reader Leah Donn Scott
“We save money by using coupons and combine them with sites like Ibotta and Checkout 51 that pay you cash for buying items you already buy like milk,cereal, eggs and bread. We also do a lot of meal planning freezer meals and take lunches to work.” ~Becky Tester
“We very rarely eat out, cut back on meat dinners and eat beans, lentils, etc instead. I’m a single mom with no child support or alimony and I’m still able to pay down and pay off my debts!” ~Karen Muri
“I Gave up my Redbull and Starbucks addictions–it gave me an extra 300 a month.” ~Jennifer Bryan
What Our Members Say
Amber was super helpful today. I’ve been banking with them for several years now and have always gotten the best customer service , no matter what. Super friendly, super clean and really go out of their way for their customers. Love this Bank.
Jessica at Riverways helped me so much recently! A transaction was made that I didn’t approve from a credit card company and she helped me make sure I talked to the right people there to get it reversed and she also helped me with my overdraft fees from that non authorized transaction! She was amazing and made the process way less stressful and ensured me everything would be ok! I highly recommend speaking with her! She is very sweet and can help ease your mind! Thank you Jessica!
I love banking here but I’m also so proud of the precautions they are taking to keep our community safe! Katie Sapp was out cleaning the atm after every customer with a smile on her face and acknowledged me with such joy. Way to go!
(573) 341-2136
Loans: | APR* |
---|---|
Auto Loans, as low as | 3.94% |
Signature Loans, as low as | 9.99% |
Mortgages: | APR* |
30 Year Fixed | 3.25% |
HELOC | 5.25% |
Savings Rates: | APY** |
Money Market, as high as | 0.30% |
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.
The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.
Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.
NMLS ID: 417511