Car & Auto Loans

Historic Route 66 is Calling

Want that new car feeling? We can help you get the vehicle you are looking for with a loan that will fit your specific needs. We have terms up to 72 months, and because we are a non-profit entity we can offer this at incredibly pleasing low rates, better rates than a standard financial institution. Find out today just how much you can save by financing with us.

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Car and Auto Loan Rates

Effective 01/01/2021

ACCOUNT TERM APR* CONDITIONS

†The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

New Auto up to 48 months As low as 3.94% up to $100,000

New Auto up to 84 months As low as 4.75% up to $100,000

Used Auto† up to 72 months As low as 3.94% up to $100,000

Motorcycle RV and Boat†† up to 60 months As low as 5.75% up to $100,000

ACCOUNT	TERM	APR*	CONDITIONS
†The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.
New Auto	up to 48 months	As low as 3.94%	up to $100,000
New Auto	up to 84 months	As low as 4.75%	up to $100,000
Used Auto†	up to 72 months	As low as 3.94%	up to $100,000
Motorcycle RV and Boat††	up to 60 months	As low as 5.75%	up to $100,000

*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all members will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.

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What Our Members Say

Amber was super helpful today. I’ve been banking with them for several years now and have always gotten the best customer service , no matter what. Super friendly, super clean and really go out of their way for their customers. Love this Bank.

HOLLY

MEMBER

Jessica at Riverways helped me so much recently! A transaction was made that I didn’t approve from a credit card company and she helped me make sure I talked to the right people there to get it reversed and she also helped me with my overdraft fees from that non authorized transaction! She was amazing and made the process way less stressful and ensured me everything would be ok! I highly recommend speaking with her! She is very sweet and can help ease your mind! Thank you Jessica!

SAMANTHA

MEMBER

I love banking here but I’m also so proud of the precautions they are taking to keep our community safe! Katie Sapp was out cleaning the atm after every customer with a smile on her face and acknowledged me with such joy. Way to go!

CARLY

MEMBER