Rates & Fees

Fee Schedule

Effective February 1, 2018

Account Research/Reconciliation (per hour) $20.00
ATM Withdrawal Fees
Credit Union owned or CO-OP network ATM’s FREE
Foreign ATM Fee (per transaction) $2.00
Bill Pay Stop Payment $5.00
BluePay $10.00
Check Copy $3.00
Check Copy Corporate Draft $10.00
Copy each (1st 3 FREE) $0.10
Corporate Check Fee - 3 Free per month $1.00
Dormant Account Fee (per quarter)1 $5.00
E-Statements FREE
Excessive Usage Fees (six free per month)2
Gateway Savings $2.00
Bright Start Savings $2.00
Savings My Way $2.00
Christmas Club Savings $2.00
Money Market Savings $2.00
Fax Incoming/Outgoing (per page) $1.00
Federal Express Fee $35.00
Loan Fees
Consumer Processing Fee $49.00
Lein Release $10.00
Mortgage Processing Fee (ARM) $299.00
Mortgage Processing Fee (FIXED) $499.00
Business Processing Fee without Real Estate $199.00
Business Processing Fee with Real Estate $299.00
Overdraft Fees
Overdraft Fee $27.00
Return Item Fee $27.00
Overdraft Privilege Fee (per item) $27.00
Statement Paper (each) ‹$500 Average Checking Balance $5.00
Statement Copy (each) $5.00
Replacement/Lost ATM Card $5.00
Replacement/Lost Debit Card $5.00
Safe Deposit Boxes (per year)
3 x 5 $15.00
5 x 5 (Salem Location) $20.00
3 x 10 $30.00
5 x 10 (Rolla Location) $36.00
10 x 10 $50.00
Prime Access 55 Account  
3 x 5 $12.00
5 x 5 (Salem Location) $17.00
3 x 10 $27.00
5 x 10 (Rolla Location) $32.00
10 x 10 $45.00
Stop Payment Fees
Stop Payment Fee Checks or ACH (per item) $15.00
Check series/block $20.00
Corporate Check $20.00
VISA Gift Card Fee (per card) $3.00
VISA Travel Money Card $5.00
Reload $2.00
Wire Transfer Fees (per wire)
Incoming FREE
Outgoing Domestic $20.00
Outgoing International $35.00

1 Dormant Account fee will be charged to accounts with no activity for 6 months and a balance less than $250.00.

2 Excessive Usage Fee limits to 6 free per month. Federal regulations limit the number of transactions which may be performed each month on your Savings and Money Market Accounts because it is a non-transactional account.

All consumer, mortgage and business loan late fees will be applied 15 days from due date.

Fees are subject to change without notice.