Rates & Fees

Savings Rates

A Riverways Federal Credit Union savings account will help you prepare for all of life's little surprises. Whether you're just starting to save or you're continuing to build your nest egg, we have a savings account to best meet your goals.

Savings Rates

Effective 9/30/17

 APR*APY**
$0.01 to $9,999.99 0.01% 0.01% (Earned on the first $9,999.99)
$10,000 to $24,999.99 0.06% 0.06% (Earned on the next $14,999.99)
$25,000 and up 0.10% 0.10% (Earned on all over $24,999.99)

Money Market Savings Rates

Effective 9/30/17

 APR*APY**
$.01 to $2,499.99 0.00% 0.00%
$2,500 to $19,999.99 0.20% 0.20%
$20,000 and up 0.30% 0.30%

†Money Market rates are paid on a tiered level which means when your balance reaches the next level all funds are paid the higher rate.

CD Rates†‡

Effective 3/30/17

 APR*APY**
6 months 0.30% 0.303%
12 months 0.50% 0.501%
24 months 0.70% 0.702%
30 months 0.67% 0.672%
36 months 0.90% 0.903%
48 months 1.20% 1.205%
Your Call 48 Months 1.10% 1.104%
60 months 1.52% 1.529%
Your Call 60 Months 1.42% 1.427%
Special 14 months 0.90% 0.903%
Special 38 months 1.50% 1.508%
Special 52 Months 1.85% 1.863%

†Compounds quarterly

‡$1,000 minimum deposit is required to receive certificate rates.

Gather and Grow†‡

Effective 9/30/17

 APR*APY**
36 Months 0.65% 0.651%

†Compounds quarterly

‡$100 minimum deposit is required to receive certificate rates. Add $75.00 per quarter to earn bonus dividend of .50%

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.