Loans

Home Mortgage Loans

Riverways FCU Home Purcase Loans

There's nothing more thrilling than attaining part of the American dream through home ownership. Riverways Federal Credit Union mortgage lenders are consistently surpassing Member expectations and industry standards by providing unmatched personal service and customized home loan options. We can help you attain your dream home with a selection of fixed- and adjustable-rate loans, including Conventional, USDA, VA or FHA loans.

Home Mortgage Rates

Effective 10/2/17

AccountRateAPR*
15 Year Fixed Rate 4.50% As low as 4.50%
30 Year Fixed Rate 4.875% As low as 4.875%
5 Year ARM 4.35% As low as 4.35%
3 Year ARM 3.95% As low as 3.95%
1 Year ARM 3.60% As low as 3.60%

†The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval. Property insurance required.

*APR = Annual Percentage Rate.

**APY = Annual Percentage Yield. As high as based on tier, term, or other factors.

The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit and property approval.

Rate reflects maximum available discounts. Contact a Membership Representative for rate discount qualifications.